The benefits of boat insurance
Boat insurance offers numerous benefits that can bring peace of mind to boat owners. It provides financial protection in case of accidents, theft, or damage to the boat, helping to cover repair or replacement costs. Boat insurance offers a layer of security and protection, allowing you to enjoy your time on the water confidently. You can find boat insurance from companies like Progressive, America’s #1 boat insurer.
Explore Progressive's boat insurance offerings
As America’s largest boat insurer*, Progressive is proud to protect over 1.7 million watercraft. Progressive’s liability coverage starts at $100 per year** and helps boaters relax knowing they’re protected on the water. Plus, Progressive offers Total Loss Replacement coverage, Sign & Glide® On-Water Towing, and Propulsion Plus® Mechanical Breakdown coverage—to help you cover many boat-related bills.
Progressive doesn’t let breakdowns rock the boat. That’s why we’ve teamed up so Progressive can offer you reliable, convenient, and affordable insurance solutions. Join the over 35 million people who trust Progressive to insure their boats and other vehicles.
More coverages for your journey
Total Loss Replacement coverage will help pay to replace your boat with a brand new one if it’s totaled within the first five model years. We’ll even do all the shopping for you!
Liability Insurance can pay for damages and injuries you cause if you hit another boat, person, dock, or even a buoy. This includes wreckage removal, fuel spills, clean-up, and legal costs if you’re involved in a lawsuit.
Sign & Glide® On-Water Towing can cover you if you run out of gas or your boat breaks down on the water. All you need to do is download our Sign & Glide app on your smartphone or call our dedicated Sign & Glide number, and our covered clients will get towed back to shore without any out-of-pocket cost.
Propulsion Plus® Mechanical Breakdown is an available coverage that can pay to repair or replace the lower unit of an outboard motor or upper and lower units of an inboard/outboard motor—even if the damage is caused by normal wear and tear.
Learn more about boating safety
Learning about boating safety is crucial to protecting yourself, your passengers, and fellow boaters. Understanding navigation rules, emergency procedures, and proper equipment usage significantly reduces the likelihood of accidents and creates a safer boating environment.
Watch Discover Boating Safety Basics, presented with Progressive
When it comes to boating, following safety protocols is key to a successful day on the water! In Discover Boating Safety Basics, in conjunction with Progressive® Insurance, you’ll learn how to be a responsible boat passenger, a prepared boat captain, safely enjoy water sports, and more. Understanding the must-know boating safety basics allows you to enjoy stress-free, fun-filled days on the water!
Boat Passenger Etiquette
Learn the essential rules that every boat passenger should follow to keep everyone safe and ensure you'll be invited on your crew's next boating adventure. From understanding life jacket use to practicing proper boat etiquette, these guidelines will not only enhance your safety but also contribute to a memorable and enjoyable experience for all on board.
Boat Captain's Duties
Learn how to be a prepared boat captain that keeps their crew safe on every boating journey. Taking a boating safety course, driving responsibly, and following navigation rules are just a few of the responsibilities you should master before getting out on the water.
Discover essential tips for enjoying your next celebration on the water while prioritizing safety, including having a designated sober driver, wearing a life jacket, staying properly hydrated, and following other crucial safety measures.
Discover essential safety guidelines for thrilling watersports like tubing, water skiing, and wakeboarding. Learn the importance of spotters, USCG approved life jackets, hand signals, and more to ensure safety for all participants and boaters.
Boat Capacity Requirements
Discover the crucial capacity and carriage requirements that are essential for every boating voyage. This safety checklist will guide you in ensuring you have all the necessary items on board without overloading your boat, making your next boating journey safe and worry-free.