What are the state requirements for registration and titling?
All states require pleasure boats to be registered and/or titled in order to operate them legally in their jurisdiction. Unfortunately at this time there is no national standardized format or procedure, so the requirements and fees vary from state to state. Many states require payment of one-time sales or use tax at the time of registration.
Who can help me register/title my new boat?
When purchasing a new boat, the dealer will generally handle the initial registration and/or titling and sales tax payment for you. If you are financing your purchase, the lender will be listed as lienholder on the registration/title documents. It will be your responsibility to renew annually by return mailing the registration form along with the proper fee.
What if I buy a used boat?
A used or pre-owned boat will have an ownership history and it's important you check with the proper state authorities where the boat is currently registered and/or titled for a lien search. This will tell you if the boat is financed, and in some cases may indicate any other claims that may be filed against it or the current owner. Any questions or concerns should be addressed with an attorney or a registration agent to be certain you understand the ownership status. You will need to gain clear title to the boat, while transferring it into your name. Any sales or use tax payment due at registration will also be your responsibility.
How do I find the registration office for my state?
For a directory of registration and titling contact information by state, please visit the National Association of State Boating Law Administrators' Website at www.nasbla.org and go to the "Boating Law Administrators" page.
If you are financing your purchase, the lender (or its agent) may take the lead role in ordering and reviewing the lien search, paying off any outstanding claims, and transferring ownership into your name.
Should I document my boat with the US Coast Guard instead?
Most boats over 30' in length are registered at the federal level, by documenting the vessel with the U.S. Coast Guard. For more information, please go to the "Understand U.S. Coast Guard Documentation of Your Boat" section of this Website.
Content courtesy of National Marine Bankers Association