boating on a budget

Myth #1: The best two days of your life is the day you buy a boat and the day you sell it.
Fact: The best two days of your life come every weekend when you take the boat out with family and friends! Learn More
BOAT BUYING MYTHS

boat buying myths

 

I cannot afford a boat.
Fact: You can finance a boat, just like a car – in fact, you can own a new boat for as little as $250 month!* In 2008, the average retail price of an outboard boat was...

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Banks have stopped lending.
Fact: While it is true that some banks are not underwriting boat loans this year, there are plenty of banks in the US that are making boat loans.

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Boat Insurance is too expensive.
Fact: Boat insurance costs vary by boat length and type, cost of the boat and level of coverage. Consult your insurance agent for quotes or compare rates online.

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I can’t afford to store my boat.
Fact: Storage options vary depending on the size of your boat. You won’t find a less-expensive way to keep a boat than storing it on a trailer in your driveway or backyard.

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Maintenance & upkeep is expensive.
Fact: Boat, trailer, and motor maintenance can be as simple as a freshwater wash down after each use. Keeping everything covered...

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Boats use too much fuel.
Fact: Nearly 95 percent of boats on the water today are less than 26' in length. These crafts do not use exorbitant amounts of gas. 64 percent of boaters say they...

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Boating is hard to learn.
Fact: Boating is not difficult, but driving a boat, like anything else, is a skill. You can learn the “rules of the road” by taking a boater’s education course. Some dealers offer...

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I don’t have access to water.
Fact: Did you know that nearly ninety percent of Americans live less than an hour from a navigable body of water? This means that water access...

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VIDEOS

Lori and Bob
Patrick and Melissa on Buying their Boat
John and Anne
John and Anne on Buying their Boat
First Time Boat Owners Lori and Bob
First Time Boat Owners Lori and Bob
You Can Afford a Boat
You Can Afford a Boat
Do I need boat insurance?
Do I need boat insurance?
What are the costs of boat ownership?
What are the costs of boat ownership?
How much does it cost to buy a boat?
How much does it cost to buy a boat?
Where can I store my boat?
Where can I store my boat?
What are basic boat maintenance tips?
What are basic boat maintenance tips?

QUICK TIPS FROM OTHER BOATING FAMILIES
TIP 1
HAVE A PLAN
Know what you want and what you can afford. Do your financial homework and run a budget – before you buy a boat. It’s the smart thing to do and will save you a lot of time.
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TIP 2
SHOP NEW FIRST
It might sound counter-intuitive, but there are pros and cons to both new and pre-owned boats. We recommend shopping new first even if you’re on a tight budget.
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TIP 3
VISIT A BOAT SHOW
Visit a local boat show. Take a look at all available options and board as many boats as you can. Discuss your wants and needs with dealers and experts at the boat show
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TIP 4
FINANCING YOUR BOAT
Boat buyers have many choices when it comes to paying for their purchase. Here are a few of the advantages of financing your purchase.
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Tools
Enter a monthly payment amount to determine boat price, or enter a boat price to determine your monthly payment.
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Think owning a boat is too costly? Think again! Compare boating to other family leisure activities.
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Use our Boat Selector Tool to find the right boat for you. It also lists manufacturer websites to help you do your research.
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To make the most of your time at the show or at a dealership, shop with a plan. These tips will make finding and buying the boat of your dreams easier.
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Enter your city and zip, choose a radius and find all the water access points in your area.
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